CRA Innovation Credit Made Measurable
Transform compliance burden into competitive advantage. Document impact, not just intent.
What if compliance could drive actual member success?
The CRA Innovation Paradox: Activity vs. Impact
Check-Box Programs
Launching programs just to check boxes satisfies requirements but misses the opportunity for real impact.
Activity Over Outcomes
Reporting attendance numbers instead of actual financial outcomes leaves you guessing about effectiveness.
Documenting Activity
Focusing on documenting activity rather than impact means you're working harder, not smarter.
Hoping for Recognition
Hoping the examiner sees innovation isn't a strategy. You need proof, not just hope.
Built for Examination Success
Every feature aligns with regulatory guidance and examination procedures. We automate the evidence you need.
Innovation That Counts
Modernize your CRA program with digital delivery that examiners recognize and reward.
- Digital delivery to underserved communities
- Measurable financial health improvements
- Scalable beyond traditional boundaries
Documentation They Trust
Automated data collection that stands up to the most rigorous examination procedures.
- Individual-level participation tracking
- HMDA-style demographic reporting
- Longitudinal impact measurement
Activities Getting Credit
Programs designed specifically to meet the criteria for high-impact community development.
- Mobile-first financial education
- Real-time financial guidance
- Product-integrated education
Live Compliance Feed
Real-time verification engine
Geocoding confirmed for Census Tract 0607501
Automate Compliance. Quantify Impact.
Turn regulatory requirements into your bank's strongest asset. Track real-time engagement, reduce delinquency by 33%, and generate examiner-ready reports in one click.
Zero-Friction Reporting
Don't scramble for audits. Our engine logs every interaction and auto-generates the documentation regulators demand.
Live Impact Monitor
Live Activity Feed
No setup required. See sample data instantly.
Turn Compliance Into Competitive Advantage
How innovative CRA programs drive measurable business results beyond just checking the box.
want financial wellness from their FI
The Examination Advantage
What your next CRA exam could look like
Activity
Bank deployed comprehensive digital financial wellness platform
Engagement
4,847 active users, 83% completion rate
Measurable outcomes
23-point credit score increase
Geographic reach
87% of assessment area
Demographic data
67% LMI participants
Behavioral change
28% opened first savings
Longitudinal tracking
Sustained improvement at 12 months
Evaluation
Outstanding innovation in community development
The difference is measurable, documented, and examiner-approved.
Built for Examiner Approval
Every feature designed to meet CRA requirements while maximizing member impact.
Accessibility
Meet every member where they are. Our platform ensures no community member is excluded from financial education, regardless of language or ability.
From Contract to Outstanding
Your 6-month roadmap to CRA success
Month 01
Month 01
Platform Launch
Foundation for CRA success
- Technical integration complete
- Content customization finished
- Staff training delivered
- Soft launch with pilot group
Month 02
Month 02
Community Rollout
Building engagement and awareness
- Marketing campaign launch
- Partner organization integration
- Community event kickoffs
- Media coverage secured
Month 03
Month 03
Scale Achievement
Reaching critical milestones
- 1,000+ active users
- 80%+ completion rates
- Initial outcomes documented
- Geographic coverage expanding
Month 04
Month 04
Impact Documentation
Measuring real-world results
- First behavioral changes measured
- Credit improvements beginning
- Product adoption tracking
- Community feedback collected
Month 05
Month 05
Report Preparation
Examiner-ready documentation
- CRA documentation package
- Examiner-ready dashboards
- Impact visualization tools
- Success story compilation
Month 06
Month 06
Examination Ready
Positioned for Outstanding rating
- Full platform deployment
- Measurable outcomes proven
- Innovation clearly demonstrated
- Outstanding rating positioned
Ready to get started?
Let's discuss your implementation timeline and get you on the path to an Outstanding CRA rating
Transparent Pricing, Measurable Impact
Start with a pilot, scale when you see results. No hidden fees, no surprises.
Pilot Program
Test with 500 members
90-day trial
- Up to 500 active users
- Core financial literacy content
- Basic tracking and reporting
- Monthly CRA documentation
- Email support
- Success metrics included
- Multi-language support
- White-label options
Full Deployment
Scale across your institution
Annual contract
- Unlimited active users
- Complete content library (700+ lessons)
- Real-time CRA dashboard
- Examiner-ready documentation
- Multi-language support (Spanish, Vietnamese, Mandarin)
- Custom branding
- Priority support
- Quarterly business reviews
Enterprise
For multi-branch institutions
Contact for quote
- Everything in Full Deployment
- Dedicated success manager
- Examination support
- Custom integrations (core banking, CRM)
- Advanced analytics and reporting
- White-label options
- SLA guarantee (99.9% uptime)
- Custom content development
Why Financial Institutions Choose Us
Start Small, Scale Fast
Pilot program proves value before full commitment
Research-Backed Results
Completion rate vs 12.6% traditional programs (EdApp 2021)
Examiner-Ready Documentation
All CRA compliance tracking built-in
Implementation Speed
From contract to live deployment
Questions about pricing or implementation?
Schedule a 20-minute consultationChoose Your Implementation Path
Flexible deployment options tailored to your institution's needs and timeline
CRA Innovation Assessment
Strategic evaluation of current programs
Innovation gap analysis
Regulatory alignment review
Quick win identification
ROI projection
Pilot Program
90-day strategic deployment
500 member pilot program
Comprehensive tracking and analytics
Impact measurement and reporting
Examiner-ready documentation
Enterprise Implementation
Complete CRA innovation solution
Unlimited member capacity
Full feature suite access
Dedicated success manager
Examination support and consultation
Need guidance selecting the right path for your institution?
Schedule a consultation with our teamThe Questions Every CRA Officer Asks
Honest Answers
Real questions from institutions like yours. Straight answers about what works.
Yes. The platform documents exactly what examiners look for: measurable outcomes, innovation in delivery, and verifiable community impact. We've seen institutions achieve "Outstanding" ratings using this documentation.
That's the difference. Traditional programs see 12.6% completion. Our mobile-first approach achieves 80-83% completion rates. Members actually finish because it's designed for how people learn today.
Initial behavioral changes appear within 60 days. Credit score improvements average 90-120 days. Full CRA documentation packages are ready in 6 months, perfectly timed for your next examination cycle.
Absolutely. Full white-label branding, custom content modules, and community-specific programming are all included. It looks and feels like your program, backed by our proven platform.
Standard package includes priority support. Enterprise includes a dedicated success manager who knows CRA requirements inside-out and helps prepare for examinations.
Consultants document what you've done. We create what you document. Plus ongoing measurement, member engagement, and examiner-ready dashboards, all for less than a single consulting engagement.
THE REGULATORY REALITY CHECK
Option 1: Same Old Story
Workshop attendance sheets
Pamphlet distribution counts
Anecdotal success stories
Hope for "Satisfactory"
Option 2: Innovation Leadership
Measurable behavior change
Documented community impact
Technology-enabled scale
Position for "Outstanding"
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