Not to worry. There’s another one next month. Or: committee-ready competitive view in ten minutes. Rates. Trends. Gaps. Refreshed weekly. Your call.
Your pricing committee meets monthly. The question is always the same: where do we stand? Your team spends eight hours on a spreadsheet. By presentation day, two competitors have already moved.
Meanwhile, consumers aren’t Googling anymore. They’re asking AI engines directly. Those engines scan bank websites and compare products. If yours doesn’t show up clearly, you don’t get recommended.
You already knew this. You just didn’t have a tool that fixed it. So we built one.
Relying on quarterly mystery shopping and static spreadsheets means you're always a step behind. Manual tracking wastes precious hours every week.
Spending time on competitor tracking instead of analysis slows you down and drains resources that could be better spent innovating.
Annual competitor analyses lose relevance in weeks, leaving you with outdated insights that can't keep up with market speed.
Static tools fail to capture the dynamic and fast-changing market trends your competitors are leveraging in real time.
The smarter way to track every rate, product, and competitor
so you never miss a market move.
Updated weekly and on demand.
With expert human validation for accuracy.
Alerts, reports, and API integration.
Scanning 200+ institutions weekly. Built for all 9,000+. Because why stop at some?
Organized into a standardized taxonomy. "Advantage Plus Checking" and "Smart Rewards Account" both show up as what they are: rewards checking.
Side-by-side comparison. Every data point links to the competitor's actual page. We don't ask you to trust us. We show our work.
Tracked over time. Like-for-like matching. Flat, waivable, or conditional. Actuals, not averages.
Students. Seniors. Military. New-to-country. Select a persona. See the landscape.
By text. When nothing changes, silence. The tool comes to you.
Transform competitive intelligence into measurable business outcomes
Get insights instantly with real-time analytics to stay ahead of the competition.
Increase your competitive advantage measurably with data-driven insights and strategies.
Identify and prevent churn before it happens with predictive analytics and early warnings.
Make strategic choices backed by intelligence and comprehensive market analysis.
Get insights instantly with real-time analytics to stay ahead of the competition.
Increase your competitive advantage measurably with data-driven insights and strategies.
Identify and prevent churn before it happens with predictive analytics and early warnings.
Make strategic choices backed by intelligence and comprehensive market analysis.
Legal, Ethical, Transparent Collection. Guaranteed.
Automated aggregation from public websites, filings, and APIs only.
Pattern recognition powered by artificial intelligence, verified by expert teams.
Your data is never shared. Compliance and privacy by design.
ALCO without the antacids.
Committee-ready competitive view in ten minutes. Not a spreadsheet that took a week and was stale yesterday. Rates. Trends. Gaps. Exportable.
What that unlocks: Rate decisions based on thirty data points, not three. Pricing that's responsive, not reactive. Deposit strategies you can defend with data, not gut feel.
Research that took a week. Done before lunch.
"What are competitors doing for student banking?" Select the program or persona. Every competitor's offering, structured and comparable.
What that unlocks: Product launches validated against real market data. Promotion strategies informed by what's actually working in your market. Gaps spotted before your competitor fills them. Ideas killed before they cost money.
Know why rates moved. Not just that they moved.
This is where Vira goes deepest. Four tools that turn rate data into pricing decisions.
What that unlocks: ALCO prep in minutes, not hours. Pricing precision that protects margin. The minimum effective rate cut, not the panicked one. Board conversations backed by math, not narratives.
The annual fee review. Without the annual dread.
Select a product category. Pick the comparable product at each competitor. Every fee, every condition, every waiver rule. What used to take months, delivered in an afternoon. (Your committee might actually enjoy this one. We said might.)
What that unlocks: Fee optimization grounded in real competitive data. Revenue opportunities you didn't know existed. A fee strategy your board can see is defensible.
One view. No assembly required.
Where you lead. Where you trail. What exists in the market that you don't carry. Board-ready without the five-department assembly project.
What that unlocks: Strategic decisions at the speed of the market. Product gaps identified before they become retention problems. Acquisition targets evaluated against real product data, not pitch decks. The confidence to move first.
Not
Not a dashboard that sits unused.
Alerts come to you. By text.
Not
Not an AI that makes things up.
Every data point links to the source. Verify in one click.
Not
Not a six-month implementation.
No core integration. No data sharing. You pick competitors. We do the rest.
Not
Not built for the trillion-dollar banks.
Built for teams doing competitive research with Google, spreadsheets, and memory. (You've been promoted from that. Congratulations.)
Imagine hiring a product analyst who reads every competitor's website cover to cover, extracts every detail, organizes it all into a perfect spreadsheet, and does it again next week. Now imagine they never get tired, never miss a page, and cover hundreds of banks at once.
That's Vira. Except it's AI. And it doesn't drink your coffee.
Everyone said it couldn't be normalized across 9,000 banks. We found that interesting.
Not what you'd expect. And that's the point.
100% yes. We only use public information. No mystery shopping. No deception. Just smart aggregation of data anyone could find (but nobody has time to compile).
Nope. We look like regular web traffic. No calls, no visits, no traces.
Better to know than guess. Most clients find they're more competitive than feared, just highlighting the wrong advantages.
Sure. Budget 20 hours/week, build scrapers, maintain databases, create dashboards, analyze patterns. Or let Vira do it and focus on strategy.
The smart ones do. The 67% of Fortune 500s with competitive intelligence? They're not using Excel.
Not at all. Alerts come to you. By text. When nothing changes, silence. The tool comes to you.
Every data point links to the source. Verify in one click. We don’t ask you to trust us. We show our work.
No core integration. No data sharing. You pick competitors. We do the rest. Day 1: Tell us your competitors. Day 2: Data loads. Week 1: First intelligence report.
Built for teams doing competitive research with Google, spreadsheets, and memory. You’ve been promoted from that. Congratulations.
Not a typo. No IT. No integration. No disruption.
Contact Us
Full platform. Your competitors. Weekly updates.
Audare AI builds intelligence tools
that help banks and credit unions
compete smarter by empowering trust,
compliance, and growth without disruption.
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